GoWithGuideFind your perfect tour guide at GoWithGuide. Relax and cherish unforgettable tours with loved ones. Create personalized tours for a truly memorable trip!
GoWithGuideFind your perfect tour guide at GoWithGuide. Relax and cherish unforgettable tours with loved ones. Create personalized tours for a truly memorable trip!

Currency Exchange in Tokyo: 3 Convenient ways in 2020


by GoWithGuide travel specialist:Tien T.

Last updated : Sep 13, 20227 min read

Travel Tips

We can all agree that being cash strapped while traveling in a foreign country is an unpleasant experience that we'd rather avoid. Luckily there are always many ways to exchange your currency in Tokyo, the question is which ones are the most convenient and gives you the best Yen exchange rate.


Note that before deciding whether not to exchange money in Japan, you should check whether the currency exchange in Tokyo is better than doing it in your own country. For example, the USD to Yen exchange rate may be lower in the US but it is higher in Japan as JPY is an uncommon currency in many countries. Therefore you should exchange in Japan. You may also find that in certain South-East Asian countries, the foreign exchange market is competitive then it would be preferable to exchange cash in your own country. Below I will show you the three most convenient ways of currency exchange in Tokyo!


You may find that when you want to do things like exchange money, it may get overly complicated which may make the trip less enjoyable as it can be. Maybe, you just want to go wherever you want without the need to stress over what to do and how to do it. Luckily, at GoWithGuide we offer the best customizable tours and Local Guides to help you on your journey across Japan.


blog image


Currency exchange in Tokyo, where do I go?

I believe there are three main ways to make the best out of currency exchange in Tokyo specifically and Japan as a whole. 


1. Through Public Exchange areas

International Airports always offer many currency exchange counters as well as machines. These counters have longer business hours than in the city where they close at 3 pm. 


Note: If you're exchanging cash, make sure the notes are in clean and undamaged condition. Otherwise, they can refuse the service if the notes are deemed unusable. 

blog image

In major train stations such as Shinagawa, Shinjuku, and Ikebukuro, exchange machines are also available for use. Some even have manned currency exchange counters that are very foreigner-friendly.


That's not all...


Major department stores such as Takashimaya, Mitsukoshi, and Isetan also offer currency exchange services. In addition, most hotels in Tokyo now have those services as well. 

blog image

Another thing,


If you're unsure where to go for currency exchange in Tokyo or don't know when the bank closes then maybe you should visit a "Smart Exchange Currency Machine"! Although at the moment, they only accept 12 currencies and are only available in popular stops; namely, Asakusa, Shibuya, Shinjuku, and Akihabara, where they are very user-friendly and the exchange rates are not too bad! 


The only difference between this and an ATM is that there is no card required, you only need to insert cash to exchange to your desired amount of money! 


Note: Although this is a machine, there is a closing time which is 10 p.m (some even earlier) so be sure to plan ahead if you're looking to exchange some cash!

blog image


2. Through an ATM 

ATMs can be found literally everywhere which makes them very convenient. This is due to the fact that convenience stores and most postal offices are equipped with at least one or two of these machines and almost all have an English option available. However, not all ATMs accept foreign cards, the few exceptions are Postal ATMs (JP Bank for example) and 7-11 ATMs. Although exchange rates among these machines are competitive, the service fees will vary depending on what card you're using. So, please contact your bank beforehand to check the overseas transaction fees.

blog image

While 7-11 ATMs are available 24/7, most Postal ATMs will close early unless it is in a central office (Shinjuku, Shibuya, etc..) These Postal machines will also close on Sundays and Public Holidays so be careful. 


For international cards, remember to notify your bank about your usage overseas. Some banks may not allow withdrawal overseas without confirmation from the holder to avoid cases of fraud. Also, you may want to check your withdrawal limit in accordance with international transactions so you don't accidentally overspend your cash!


3. Through a Traveler's Check 

A traveler's check is a check that can be used in placement for cash as a fixed amount while traveling overseas. In terms of the currency exchange rate, a Traveler's check easily trumps the previous two methods. However, the downside can be rather inconvenient. You must first get it in your home country then find a place in Tokyo where you can exchange it since they cannot be used as payments for goods or services in Japan. Most of the time they will only accept a limited number of currencies in Japan.


Places to look for are those with the Authorized Foreign Exchange Bank sign such as leading banks, hotels, and international airports to change for cash. 

blog image

Best currency exchange in Tokyo

Point is...


Japan's currency exchange services are one of the most accessible in the world. Although all three methods have their own merits, if you're visiting Japan for a short amount of time then we believe using ATMs at convenience stores and post offices is the best option.


The Public Exchange areas may be convenient but may not be secured if you go to rather "shifty" places. On the other hand, ATMs can be found everywhere and most are accessible 24/7. So if you want to avoid any inconvenience along your trip then withdrawing through an ATM may be the way to go. 

blog image


Why not make your journey hassle-free and more interesting?


Over at GoWithGuide, we offer the best professional Local Guides across Japan that will help you plan your trip. You can also check our Private Tours for Tokyo.



Want to create your own tour, in which you decide where you want to go? 


You can Send a message to our local guides to find a suitable itinerary and quotation for a memorable experience.


Want someone to create a tour for you?


Then why not Request a Tour. Simply type what you would like to see and our guides will send you quotes and recommendations according to what you're interested in as well as budget.


Recommended Blogs

How Much Does a Trip to Japan Cost?

Tokyo Travel Costs: How To Be A Cheapo in Tokyo

Cherry Blossom 2020 Season in Japan: 5 Best Spots in Tokyo

Shinjuku Shopping: Best Places to Shop

Japan Rail Pass (JR Pass): Is It Worth It? 

Tokyo Tour Guide - Yasuro C.

Yasuro C.

4.80 / 5
(64 reviews)

Hello, my name is Yasuro (Mr). I was born and brought up in Kansai, graduated from a univ in Kobe city, after moved into Kanto, 30 years in Tokyo, 2.5 years in Nagoya city, 7.5 years abroad (KL & S'pore) as a rep of a construction company and I got the National Guide Certificate in 2011. My hobbies are making Haiku poems, singing various songs (voice-training for 18 years), playing the folk-guitar, trekking in mountains like Takao and Okutama in the West of Tokyo, visiting museums like in Ueno Park and travelling around Japan to make Haiku poems. Thank you for your attention.                                                                                                                                 

Tokyo Tour Guide - Grant A.

Grant A.

5.00 / 5
(15 reviews)

My name is Grant I lived more than 10 years in Japan. I graduated University and translation school in Tokyo. I am fluent in Japanese. I have a degree in Asian studies and have expert-level knowledge of Japanese culture and history. I have memorized the JR rail system across all of Japan, I use the same train timetable calculators as the station staff, and I have experience using bullet train passes that are exclusive to foreign visitors. I can optimally navigate the Tokyo underground and maximize value from a Tokyo metro pass and also understand Tokyo above ground which will allow for seamless transitions between different metro stations and landmarks with minimal backtracking. *There will be a price revision at the end of June* My tour fee is Half-Day Tour: 20,000yen for 1-5hours Full-Day Tour: 40,000yen for 5-10hours The time transiting to and from your hotel for pick up or drop off within Tokyo 23wards does not count towards the time. I am also able to guide historical sites and cities such as Kyoto, Kanazawa, Nikko, and Kamakura on request if you pay my rail fare.                                                                                                                                  

Kanagawa Tour Guide - Kaneo U.

Kaneo U.

4.98 / 5
(43 reviews)

I’m so excited to have a chance to show you around my favorite spots in Kanagawa prefecture. I was born in Kanagawa. I spent my whole school life, including university, here in Kanagawa. I worked as a high school English teacher here for 40 years. I love Kanagawa so much. We have many interesting tourist spots, like Hakone, Kamakura, Enoshima and Yokohama. I got my tour guide license in English in 2009. I am still an English teacher. To give an interesting and impressive lesson to young high school students, I’ve learnt and gathered many kinds of information. I also have a license to teach social studies, so I have a wide range of knowledge about Japanese culture and history. I’m sure to provide you an interesting tour.                                                                                                                                 

Plan your trip to Tokyo

Chat with a local tour guide who can help organize your trip.

Get Started